You mentioned results that I knew of. As manager, I know there has not been any case of falsified identification. I can imagine that if someone stole someone's cheque out of a mailbox and wanted to get someone to vouch for them and open an account and cash the cheque...but that doesn't happen. If we have an account holder vouch for someone else, similar to how someone on the voters list would vouch for someone else, just that simple qualification has allowed thousands of people to achieve a bank account or, in the case of elections, to vote. I've never experienced a single case of false ID, ever, in the 10 years we have been working in the neighbourhood.
On April 9th, 2014. See this statement in context.