Okay. Thank you very much, folks, for your contributions.
Colleagues, this is what I'm going to do.
Mr. Bédard, I'm going to give you an opportunity to respond as you see fit to the discussion that we've been having briefly.
Mr. Cooper, the clock has been stopped. I'm going to ask that when the floor returns to you, we look at bringing our line of questioning back to what we've invited our witnesses here for today. Let's just provide the opportunity—