I'm sorry, Ms. Khan, but unfortunately we've run into the same issue. There were 10 seconds remaining in your introductory remarks. I'll ask, for your own benefit and for the benefit of the committee, can you submit to the clerk the opening statement?
The clerk just mentioned to me that we have it already We'll be sure to distribute that to the committee so that they have the opportunity to be fully informed of what message you were intending to convey.
With that, colleagues, we are going to enter into our first round of questioning.
I will turn the floor over to Mr. Cooper for six minutes.