Mr. Calkins, I'm going to interrupt because, again, I see that Mrs. Pereira has her hand up and perhaps would like to speak to this.
Mrs. Pereira, moving forward, it's not the usual practice, but I don't mind if you just unmute and say, “I can speak to this” just in case we miss your hand.
We'll go to you, and then we'll go to Mr. Knight, should he feel there's something to add.
Go ahead, Mrs. Pereira.