I'll respond to the first question. In fact I have some charts here. I am trying to illustrate in a single chart how we're doing relative to the other countries using two factors. One, what is the incidence of low income among seniors? In other words, to what extent do you have an adequate retirement income system to help seniors and to what extent is the system sustainable? In other words, how much does it cost to provide assistance, especially to low-income seniors? Essentially what the chart shows is that in terms of balance between having an affordable system versus to what extent you are protecting the low-income seniors, Canada is doing extremely well.
Once all the charts have been distributed, I can add an additional comment.