I'm Ross MacLeod from Service Canada. We actually provide the payments to the seniors.
They can go on quite long. It varies with each case. We establish a debt to the Crown and then we send out statements. They can negotiate a payment schedule with us. In the case where it's a very small repayment, sometimes it's not worth the cost of recovery, so it will ultimately be written off. But they can go quite long, depending on the means.
If you consider a senior who has a very low income, we don't want to collect too much money at once, obviously, so it can string on for a long time. It depends on the individual case, and there are cases that would go for more than six years.