I have just two comments. One is to remind the committee that 85% of the Canadian labour force is in non-regulated industries or professions. Therefore, immigrants coming in, and I myself, could belong to a non-regulated profession, but a guild, controlled by a guild, whatever that means.
Secondly, what would really help is a soft loan facility by the provinces, by the feds, a loan facility that people could access on a revolving basis in order to upgrade. This is something we would very much like to see.
All our recommendations are in the brief. Thank you so much.