Sure, I am happy to do that.
All three of those committees are extraordinarily important. Human resources is, for instance, because you want to find the best possible talent in terms of the people who are working for the board. We're talking about substantial amounts of money. We're talking about the funds of workers and employers. We want to make sure we're very careful about how that money is invested.
It's obviously important to have an audit committee that ensures, again, that all the proper procedures are being followed. It's also important to have an investment committee that on one hand ensures prudence for these funds and on the other hand works to get a decent rate of return for workers and employers who pay into this account. Of course, any revenues that come in from investments ultimately will be used to help reduce premiums.
So those are all important committees of this governance board. Again, they have four main jobs--to set the premium rate, maintain a reserve, manage amounts paid, and invest the financial assets. These are the four main jobs of people on the committee. This is extraordinarily important, and we're looking for people who are of the highest calibre to fill those important roles.