I'll speak briefly first.
On the positive side, Nicholas and I, and some others, had the privilege of speaking to the provincial and territorial ministers in the fall. Most of the provinces and territories are anxious to see a national housing policy framework put in place. I think with more work on how unique circumstances in various provinces and territories can be addressed and accommodated within such a framework, we could see a really collaborative effort put in place and implemented between the federal government and the provinces and territories.
Without that sort of framework, we're investing and we're doing good work. We are housing people, but we're not necessarily bringing down those core-need housing numbers that Nicholas referred to.
Again, you mention the silver bullet. On the jurisdictional issue, there's no silver bullet there either, I think. It's something that will require some dedication, but more than I think was the case even five years ago. Today there is a real recognition that at all levels a great deal of money is being invested here and that we need to invest it in a more planned way. Certainly the provinces and territories look to the federal government for funding more than policy guidance, but there has to be some accountability there and there have to be some guidelines.