Absolutely.
Richard, obviously, is the expert in that area, but I should say that there is political will to look at the situation. In terms of asset building and these specific projects, we have received a decision from the Canada Revenue Agency that has determined that the matched savings incentives in these projects should not be determined as income in the calculations that are utilized for income tax and benefits.
We actually have approval now. Six provinces have incorporated amendments to the regulations to allow people to participate in these specific asset building programs without having their benefits compromised at all.
The Ontario government has been looking at this with us specifically on a project-by-project basis, but they haven't taken the step whereby they would look at ensuring that people wouldn't have to spend down their assets, such as their RESPs for their kids, or their RRSPs, before they get social assistance benefits.
So I think there is a role that the federal government can play here in encouraging the provinces to be looking at this. This is really significant. It is very detrimental to the wealth building of lower-income Canadians.