Thank you very much.
To the witnesses, thank you for being here today.
John, I want to ask my first question to you. I also want to thank you for the really good work you're doing to raise this issue of the plight of the not-for-profit and front-line agencies that are delivering immediate assistance to people who are really struggling. I would anticipate that as people run out of EI and drop into the social welfare system, and discover how difficult and mean-spirited it is, your problem is going to grow exponentially.
What do we need to do?