Excuse me, Mr. Lyman. I understand the reasoning, why the public sector is involved, and so on, but for them, it has to be profitable. There may need to be more thinking put into the question of the true role to be played by the private sector in a strategy to build affordable housing; let me explain. It isn't just the preserve of the private sector. I'm thinking of the municipalities, for example. In Quebec, in the cities, the municipal housing office handles this. So the municipalities also build housing. There are also community groups that take the initiative, and they become cooperatives.
It seems that the most dynamic players in this field at present, in Quebec, are mainly the municipalities and community groups that organize housing cooperatives.
I would like to hear from the Federation of Canadian Municipalities on that point. I don't know whether it's the same everywhere, in the other provinces, but in Quebec, without that contribution from the municipalities, it would be very difficult to get new builds.
I would like to hear your thoughts on that point.
As well, do the municipalities all have the necessary resources to carry out this mandate properly?