In short, we looked at the methodology that was used, the assumptions, and the results. It was a very rigorous process. We worked very closely with Louis Beauséjour's group on these projections.
It is not only me. We are a group of three fully qualified actuaries; we are fellows of the Canadian Institute of Actuaries. We all looked at the methodology, the assumptions, and the results, and we felt that they were actuarially reasonable. We helped develop the model and the assumptions, if you wish.