When we saw the contribution rates as presently set out, in other words the contribution rates for the system as a whole, a question immediately came to our minds. We found it an odd coincidence that the rate was the same as the general contribution rate. We do see, upon further investigation, that there is a gap between the two. You have made comparisons with the implementation of the plan as such, and one of the examples you provided is that of California.
My question is somewhat in line with that of my colleague, who was asking what the disadvantages of this system are. Could the Californian scheme enlighten us with regard to a different implementation that might be useful to us with regard to what we are presented with here, and more particularly, relating to the eligibility waiting period, the duration of eligibility and the experience with the system there?