I would just like to make a comment to the member who just spoke. If compensation were to be paid out when it should not have been, that mistake could always be corrected.
Let me give you an example. When a child has been missing for more than seven years, he is presumed dead and the insurance company can pay compensation. If the child resurfaces, whoever received that compensation has to pay it back to the insurance company. We shouldn't prevent a bill such as this one from passing just because we're not sure we're doing things properly.