No, don't apologize. It's important that we have this information.
We're going to try to get in two rounds of questions. In the first round we'll do a five-minute round. Just for the witnesses, that will include questions and answers. Again, I'll be timing. If someone takes five minutes to ask you a question, you won't have a lot of time to answer. We're going to try to keep it to that.
We'll begin with Mr. Savage.