I have two comments on that.
We work with community partners like the YMCA and Goodwill, who provide such support, if needed, for these candidates. They are the judge if that's needed or not. We are more the intermediary.
Secondly, what we believe is appealing with the model that I described is that half a percentage equates to $3,000 over a period of a five-year-term loan. It's not a lot of money, but it changes the behaviour of these employers. It's not the government saying, “You should hire people from our community service agencies.” Now it's the financial institutions, either us or.... And what we hope the bank is saying is, “Here's an opportunity and we think it works. We've seen it work.” For them to go and hire people from these community service agencies, with a financial incentive, is a nudge for them to change their behaviour. What we're seeing with our portfolio companies again and again is that they come back and say, “Wow, these candidates are very motivated when given the opportunity. We don't need your money, but we want to continue to utilize your hiring services.” That is a big opportunity, which I think is lost today in the system.
