It does go quickly, and I let you go a little bit longer. Ms. Laidley had given us a minute, so I gave it to you.
Thank you very much to all of the witnesses today. There's a lot for us to chew on.
I have a note before we get into the questions. A lot of the witnesses kind of crossed over our whole study. I'll just give you a friendly reminder that the phase we are in is government-assisted savings and entitlement programs. Obviously, you can ask whatever question you like, but I encourage us to stay in the runway that we're in.
First up, we have MP Poilievre.