Having a system that can be funded, yes, that's true. But there's a lot of learning. When I was a kid they said you had to save up for however many years you thought you were going to live. I think for me they said I had to save up $1 million. For me, that was not going to happen. So we don't even try. That's the financial literacy part that is a challenge for people. If it's not attainable, they're not going to go there.
There's also regional disparity. In B.C., when three-quarters of your income is going to your apartment, then you have no money in your pocket. We heard testimony last week that for the same person making the same amount of money, one in B.C. and one on the east coast, the difference is $1,400 in their pocket. If I have an extra $1,400, I can save that, but if I don't, I'm not saving that. That's coming from where you live, and we can't expect people to move all over the place.
I'd like to quickly move to Jane. I asked a question before about financial literacy and the up-and-coming seniors. How are they faring, the ones who will be seniors in 10 years? The responses we got were that they actually seem to be a little better off with their financial planning. Is that something you see?