Some of the greatest amounts of that $85 billion in the national housing strategy actually goes to the rental construction financing initiative, which is geared toward private sector new supply with modest levels of affordability. That's changing a little bit now.
We're actually seeing less funding available in recent years for non-profit and community housing supply, particularly as the costs—as Mr. Brooks and others have pointed out—have gone up for the non-profit sector just as much as they've gone up for the for-profit sectors. As the cost to borrow money in particular has gone up, the amount of grant money available to the national housing strategy has actually gone down in recent years. I think it's time to revisit that and to strengthen those programs.