As I said earlier, we are in a housing crisis that has been decades in the making. It's not something we solve overnight, but we have to be relentless in investing in affordable housing. Build Canada Homes is focused on non-market housing. The Government of Canada has never had a laser focus on non-market housing. We now have a one-stop shop that is focused on delivering that affordable housing at scale. That's a huge part of the housing crunch we face.
The market is facing real challenges in Vancouver and Toronto. CMHC is helping with the apartment construction loan program to make sure that many of those developers can build rental housing on the projects that otherwise would not work as condos. The market goes through cycles. We've been very fortunate as a country to have decades of the market being stable and growing.