Okay. Thanks very much.
Before I move on to the next witness, I will just say that it feels like wasted time to me. The crisis has existed in our country for a while, and here we are creating a fourth federal housing bureaucracy. I agree with your statement that we need to get it done, but we should have been on it earlier.
My next question is for Ms. Faiza.
Welcome. Thank you for being here.
Everyone should know this is her first committee appearance, and she's very excited to be here.
Nobody will be mean to you, including me.
You made a comment about what BCH will be able to do as identified in clause 20 of Bill C-20. I would agree that it's exciting and that it should be able to invest in community bonds. As you know, I like the work that you do. I think it's really good stuff.
I'm wondering, though, if you read further and you get to clause 21, if you have any concerns about the fact that, notwithstanding anything in all the parts of clause 20, loan guarantees and things like that require the approval of the Minister of Finance.
Do you think that may limit this thing's ability to operate like a Crown corporation—quick and fast—to get things done?