Thank you very much, Mr. Chair.
It's really important to talk about housing and Build Canada Homes, but we must still take various aspects into account. In that regard, I thank you for sharing your expertise with us, Mr. Ross and Mr. Lyall. However, my first questions are for FRAPRU.
Ms. Lussier, regarding Build Canada Homes, we suspect—and the witnesses came to tell us this at the last committee meeting—that the crux of the matter, or one of the challenges, is the unclear definition of affordable housing. You also talked about the unaffordability of housing.
There is therefore some ambiguity surrounding the concept of affordable housing. What impact might that have on the ability, as you say, to meet the needs of households that require it most, namely low-income households?