Thanks very much. I appreciate that.
Mr. Lyall, you spoke about the biggest barriers to getting homes built in Canada, speaking specifically to market housing. I'm wondering if I can follow the same line of questioning with you. Thinking of the biggest barriers to getting homes built, if market homes are more than 80% of housing stock in this country, what are your thoughts on a fourth federal housing agency? Was that necessary? What tools will this thing have, do you think, that the Canada Lands Company or the Canada Mortgage and Housing Corporation needed or should have had?