It is right for non-market housing to be a focus of the work of Build Canada Homes. There are a wide variety of incentives and financing programs available for housing development, and I suspect that as the market returns, we will see the private market make good use of those systems. There aren't as many available on the non-market side.
To your question on investment in large urban centres, I work in Toronto, and what I would say is that the housing crisis is real across the country, but it is certainly deepest in the largest urban centres. In the cities of Toronto and Vancouver right now, the average price of a home is more than 11 times the median income of a resident. That compares to about five or six times more when you look across the country overall.
In Toronto, we have more than 13,000 people experiencing homelessness every night in the city. Those are deep and real issues that we face day in and day out. I believe the non-market housing operators that can operate and build at scale are generally located in large urban centres, but that's not to say there aren't good, viable non-profit organizations and social housing operators that can work in more rural settings as well.