Thank you very much, Madam Chair.
Ms. Keesmaat, again, thank you so much for taking part in this study.
For my second round of questions, I'm going to start with you, Mr. Collins‑Williams.
You and the other witness both talked about how tough it is nowadays for new households to get on the property ladder. A number of federal programs focus on rental housing, but what can we do to ensure that families are also able to buy homes? What measures could be taken? Maybe you could reiterate some measures that could help them buy a home.