Thanks very much.
Ms. Keesmaat, first of all, I'm delighted to see you here. You're a fellow resident of Toronto—St. Paul's. Thank you for appearing before the committee today.
You talked a bit about the impact that the housing accelerator fund, the ACLP and MLI Select are having on the industry. Can you talk a bit more, given your lengthy experience, on what you've seen as the change in the federal approach to housing in the last number of years and the expansion and development of some of these programs, which are moving the federal government back into the housing space? Have you seen a change?