Thank you, Mr. Chair.
This will probably be my last round of questions.
Mr. Laberge and Ms. Volk, I'm going to come back to the issue of affordability.
CMHC often considers housing affordable when it is below market price. However, in many regions of Quebec and Canada, even housing slightly below market price remains inaccessible for seniors and families. Do you feel that the current definition of affordability actually reflects many households' ability to pay?