So you're saying there's not really any flexibility in Mississauga. Financial standards are set, but, on the spot, there couldn't be any more flexibility and potential income from the other spouse who has stayed home for the children cannot be taken into account, for example.
Evidence of meeting #7 for Citizenship and Immigration in the 40th Parliament, 3rd session. (The original version is on Parliament’s site, as are the minutes.) The winning word was applications.
A recording is available from Parliament.