Thank you, Madam Chair.
I want to start by congratulating Mr. Seeback on the tabling of his PMB. I know that it's not an easy process, so congratulations, and welcome back to our committee.
I want to get back to the health insurance policy that you were talking about. We've also heard concerns that people have about procuring health insurance when they're coming to Canada. There is still a burden in verifying insurance from an international health insurance provider.
Can you comment on those concerns, what this bill does to address those issues and how we can make sure that people are not getting cheated while they're trying to get health insurance? I know you're trying to approach it in a way so that it can be affordable, but how do we know that people are not going to invest money in health insurance that's not going to turn up?