I'm going to interrupt you there, because I only have a very limited time. I do want to talk about insurance, and I know that in our first meeting there was a lot of discussion about this. The Liberals on the committee, especially, were pretty concerned about the insurance.
One of the considerations that was made clear was that the minister will have the ability to decide which companies are able to provide that insurance.
There kept being questions about this and if it would work and everything else. I would like your response on the following, because when I travel abroad to the U.S. or wherever, I get insurance in Canada for my trip to that country, so I'm essentially getting insurance here for a trip somewhere else. Why can't we allow the same for someone coming to Canada? I guess I'd like a little more information from each of you.
Maybe we'll start with Mr. Kurland.