That's true. They can take as long as they want. It's not clear under USMCA and other trade agreements what happens once you pass this legislation that allows international competition. Then, if the minister says that the only people we're going to continue to allow—because I'm presuming you're not going to shut down the program while we wait for the minister—are Canadian firms, you might find yourself facing several complaints from, for example, American and Mexican insurers very quickly if the minister delays.
Again, I'm not a trade expert. I'm not a trade lawyer. I think you would need to talk to a trade lawyer about this, but you might find yourself running afoul of USMCA if the minister took too long to produce a list once the legislation had passed.