Thank you, Chair.
Thank you, witnesses, for your testimony today. It's similar information to what we've heard in other testimony. We do appreciate it. It's very important as we try to develop policies to help the current situation.
My first question would be for President Clayton. I'm glad she was able to be here today.
I notice from your website and your testimony today that you talk about citizens within your territory now having the ability to sell, transfer or will their land to anyone, whether they're first nations or non-first nations. You talked about the ability to secure mortgages on this land.
Could you tell us more about that and how they're able to work around the Indian Act?