Thank you, Mr. Chair.
Thank you so much to our witnesses for joining us today. I'm speaking from Fredericton, which is unceded Wolastoqiyik territory here in New Brunswick.
Ms. Antoine, I'll begin with you. Can you speak generally about why it was important for RBC, as a financial institution, to have a separate indigenous banking unit? Can you talk about where that concept came from and why it's important for your institution?