Thank you for the question. It's really important.
We've had a couple of our members who have been delivering a housing program within their regions. They've delivered $30 million through their own efforts to raise capital within their regions. What we want to do is utilize the NACCA network and we [Technical difficulty—Editor] financial institutions from coast to coast to coast, utilize their 35 years of experience in providing business loans, assessing business loans and having the administration and the infrastructure in place to start delivering mortgages. With mortgages, they would be able to support the market within the community that is able to handle a mortgage payment. We've done some work and $3 billion to $4 billion in mortgages is available, but we need the government to support the development of this program.
I used an analogy of a snowball. If we started with a certain amount of money to get it going and we deployed that money, we'd take those mortgages, put them together and raise more money on the market so it continually grows. The bigger part is to repair the housing system and the thinking, mentality and community of the social housing lens.
We have to introduce everybody to the concept of owning a house, taking care of a house and building equity in their house. There's a capacity program that's required to build that market up and to work with that market, because it's not something that will happen overnight.