I think it's a process for a first nation to go through the different parts of the legislation as they work their way through the different institutions to do the different works they want to do. For the FNFA, of the 342 that have scheduled, we have 151 first nations that are borrowing members with us right now. If we had all the first nations joining all at once, it would be a matter of capacity to deal with all of these nations. That's one part of the answer.
The other one is that first nations want to know more sometimes. It takes some effort when you start to talk with a first nation and go through the process, because this is an entirely new way of doing business, if you will, in terms of trying to get, in our case, to the point of getting financing for a specific project. I must say that all the institutions here provide excellent service to the first nations that want to join, and even those that do not.
I know FMB does the 10-year grant process. First nations are getting used to it in most cases, and some are ready to jump into it. For those that will be coming, it will be a matter of time, because they will start to see the benefits the other first nations are enjoying right now.
Thank you.