As I indicated to your colleague Mr. Ste-Marie, I am optimistic. I'm publicly setting out my expectations. I've done this in the other place, and I'm doing it here.
There is precedent, I would say, from the standpoint that Parliament amended the legislation on financial crimes and FINTRAC to allow more personal-to-personal information to be shared by banks among each other to identify fraud and terrorism financing. This led to the creation of a code of practice regime that is reviewed and approved by my office.
There is a precedent for positive, constructive exchanges. I'm optimistic that is going to happen, but I will certainly monitor it. If it does not happen, you will hear from me on it because I think it would be a disservice to the institutions, to the industry and ultimately to Canadians.