Thank you very much.
Witnesses, I very much appreciate your testimony here.
Colleagues, just before we break, I want to draw your attention to a very important milestone birthday for Mr. Bardeesy. I don't want to give it away, but it starts with a five and ends with an even number that's on the lower side of the decade. I wish a happy birthday to Mr. Bardeesy. His staff has been so kind as to provide some cupcakes in celebration of that. I'm told to let people celebrate.