Thank you.
While we share intelligence among private sector participants, we also have formal relationships with all state and federal law enforcement agencies. This enables them to task us with operational information to support their work, which is usually after the fact. Invariably, we focus on trying to share consumer-based information as rapidly as we can across the ecosystem. After the fact, law enforcement agencies are very keen to get the mass data to support their operations work. Invariably, the crime is after the fact.
Most of the crime we've come across is offshore, unfortunately. There is some domestic money mule activity that has been identified and some SIM box work, which Nick was talking about earlier. However, invariably most of the bad actors affecting the Australian community are international.