Thank you for the question.
Unfortunately we do hear, just as you heard from your constituents, these tragic stories of people losing their life savings. It is happening across Canada.
Unfortunately, the percentage of the incidents where we can help try to get people their money back, or at least frozen, is relatively small. Part of the challenge is that there's a lot of shame associated with reporting, and people don't report it. There is a window in some cases. If an e-transfer was made and if the victim doesn't report, that window might be over. It is a small percentage of what we see, but we do encourage people to be reporting. As we've talked about, and as we're going to talk about, prevention is really key to avoid being victimized from the start.