It is often very challenging, at the front end, to determine where the scam happens because they're scammers; they don't tell you where they're operating from. A large percentage of the various types of scams is coming from abroad.
I talked a little bit about the scam compounds. Those are often themed in things like investment scams or job scams. However, there is fraud happening that starts in this country. I talked about these fraud-as-a-service platforms, where people with very minimal technical skills can use these platforms to defraud Canadians. It is a mix of both, but the majority comes from overseas.