I'll speak to what we're doing operationally.
Part of this is a little bit of a theme. Really, the way forward, from an operational collaboration perspective, is to bring many partners together who have data of enablers of fraud and then also have organizations lined up that can do something about that.
We hosted an operation called “Maple Disruption” last December, where we did that. We brought a whole bunch of partners together from the private and public sectors. At speed, we were able to have information come in and get it to the right entities who could take that action. We are going to be hosting Maple Disruption 2026 and do that on a much bigger scale. That just gives you a sense that we have to be able to do this almost in real time if we're going to make a difference operationally.