Thank you, Chair Carr.
Mr. Smith, it is terrific to hear about your spell breakers group and your proactive measures.
I want to circle back. You said that you identified 1,500 fraudulent investment ads in one day on the same platform. You reported them, and it takes on average four days to take those down. It's stunning, because Meta can block any news story from being posted at all, so it's quite shocking for this committee to hear.
You are a regulated, legitimate fintech. You are digital first, so I'm guessing you have to prove you're a legitimate platform in order to advertise there. What should the threshold for advertisers be to prove that they're legitimate?