If I could play back the question, it's about things like deepfakes being technologically adept and, increasingly, creating victims in Canada.
From a Payments Canada perspective, the best contribution that we think we need to grow, from the infrastructure out, is that centralized reporting on the types of fraud and looking for the trends that are happening so that the entire payments ecosystem can benefit. Then, secondly, as we successfully identify and/or prosecute any one of these actors who are committing these frauds, we'd make that knowledge available to everybody through our risk list.
I'm not in a position to comment on the best ways to protect it at the front end, where the exchange is happening. It would probably be better for that to come from my colleagues.