I think it should be holistic. We strongly support both of these initiatives. Taking action at the front end in order to have an anti-fraud strategy where you are empowering investors, informing them and educating them, and where you are disrupting the activity at the level that it's happening, is essential. The fact is that the fraud will happen, and we need to demonstrate that we are watching and that there's integrity in our markets. That's why we very strongly support the financial crimes agency at the federal level to show that we are taking enforcement action and that there will be consequences. I think that creates an atmosphere where we may be a less attractive place for people to come in and target.
