I call the meeting back to order.
Colleagues, we are going to enter into our third and final hour of today's meeting. We have two new witnesses joining us. We have one in person and one online.
From the Canadian Association of Retired Persons, joining virtually, we have Anthony Quinn, who serves as the president of the organization. Here in the room with us, from Wealthsimple, is Colin Smith, who is the vice-president of risk and decision science.
Gentlemen, you will have up to five minutes for your introductory remarks, followed by questions and answers from the recognized political parties around the table.
Mr. Quinn, I'm going to start with you. You have five minutes, sir.