Thank you for the question.
I won't go into the details of the 2019 incident, since Desjardins has commented on it publicly many times. That said, we invest hundreds of millions of dollars every year to combat fraud and ensure data security. Our security office has 1,800 security experts.
Regarding the data circulating on the dark web, we do indeed monitor this information for our members. We've introduced a number of protection systems since the incident. We've recently introduced certain protections related to the dark web. These protections have been added to our scope of coverage. We understand that our members and clients have concerns about the data found on the dark web. We're addressing these issues in a very targeted way.