Yes. We would like to point out that this shows the importance of the Canadian Anti‑Scam Coalition launched and of our discussions today. So, it's a complete chain.
In the situation described, the financial institution would bear much of the responsibility for whether the victim is compensated. However, as we have shown today, a whole chain of stakeholders all share responsibility. As a result, the Canadian Anti‑Scam Coalition and other initiatives designed to bring all stakeholders together are all the more important.