Thank you.
That's excellent work, and I'm glad that's coming forward.
I want to understand how this is going to work. If I were to click on the link and send an e-transfer, that would withdraw the money from my bank. Let's say I was banking with Desjardins. It would withdraw the money, and then it would use Interac's payment rail to get to the scammer. Where does the responsibility lie with each of you?
I'll go to Mr. Hines.
If I were to e-transfer to the scammer, where does your responsibility lie legislatively in preventing that scammer? I'm just trying to understand where Desjardins' responsibility begins, where yours begins, and where each ends. Can you outline the difference for me? How would you interact with Desjardins regarding that scam?