Good morning. Thank you all for being with us.
Mr. Swedlove, you work in the private pension fund field. People are feeling a great deal of concern. The number of baby boomers who will be retiring is increasing, and we're seeing a reversal of the age pyramid. We are also seeing an increase in the number of financial products. I'm apprehensive when the time comes to invest in my RRSPs, given the number of products offered. It's almost enough to make you crazy.
The stock markets are experiencing shocks, as a result of which people often no longer know where to turn. Do you feel well prepared to face all these challenges?